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Discover your complete Hyundai Motability guide. Learn how to qualify, what’s included, & explore the latest Hyundai models on the scheme. Get yours today.

Date Posted: 01 January 2026

Are you struggling to find a simple, stress-free way to get a reliable, brand-new car in the UK?

Well, let's face it, the process of buying, insuring, and maintaining a new vehicle can just feel overwhelming, especially when managing your mobility allowance as well.

As here the cost of comprehensive insurance, servicing, road tax, and unexpected repairs also often adds layers of financial worry and hassle to motoring.

All-in-all, this unnecessary complexity can prevent you from enjoying the independence a new car offers.

In comes the Hyundai Motability Scheme for your solution.

As this then allows you to exchange your eligible mobility allowance for a three-year lease on a brand-new Hyundai, like the spacious Hyundai Kona or even a Hyundai Tucson.

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However, as you will find out, the Hyundai Motability Scheme does a lot more than that and covers all your insurance, servicing, maintenance, and breakdown recovery as well.

It’s a simple, worry-free package designed to give you back your freedom on the road.

So let's find out what it is, how you can qualify, and what you get, to start to give you peace of mind today.

Table of contents

What is the Motability Scheme?

It's a scheme that lets you exchange your government-funded mobility allowance for a lease on a new car, scooter, or powered wheelchair.

With a car, the lease usually lasts for three years, where you can then swap it out for a new lease car after that.

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Motability at a Glance 

Feature Description
Lease Term Typically three years (36 months).
Mileage Limit 60,000 miles over the three years.
Insurance Fully comprehensive, included.
Servicing & Repairs Included.
Breakdown RAC cover is included.
Tyres & Windscreen Replacements and repairs are included.
Road Tax (VED) Included.
Cost Part or all of your allowance, plus an optional Advance Payment.

Am I Eligible for a Hyundai Motability Car?

To apply for a car on the Motability Scheme, you must be receiving one of the following government mobility allowances and have at least 12 months of payments remaining when you apply:

Higher Rate Mobility Component of Personal Independence Payment (HRMC PIP)

This is one of the primary qualifying allowances for the Motability Scheme.    

Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)    

This is the equivalent name for the mobility component of Personal Independence Payment (PIP) used specifically in Scotland.   

War Pensioners' Mobility Supplement (WPMS)  

Recipients of this allowance are eligible to lease a vehicle through the Motability Scheme.   

Armed Forces Independence Payment (AFIP)    

This allowance also qualifies individuals for participation in the Motability Scheme.    

Disability Living Allowance (DLA) - Higher Rate Mobility Component   

If you are already receiving this allowance (DLA has largely been replaced by PIP), you remain eligible for the Motability Scheme.       

Pro Tip: Please note that the Attendance Allowance and the Lower Rate Mobility Component of PIP do not qualify you for the Motability Scheme.       

Do I have to Drive the Car?     

You do not have to be the driver yourself, and the lease includes insurance for two named drivers.

For instance, here:         

  • This could be you, a relative, a friend, or a carer.
  •             
  • Motability permits a third named driver for an extra cost.
  •             
  • The drivers must be allowed to drive by the insurer.
  •             
  • The car must be used for the benefit of the disabled person.       

How Does the Motability Payment Work?    

The cost of your Hyundai Motability car is calculated in one of three ways:

  • A. Allowance Only (No Advance Payment)
  • B. Allowance Plus Advance Payment
  • C. Allowance and a Refund (Rare)      

A. Allowance Only (No Advance Payment)

This is the simplest way to lease a car through the Motability Scheme.

Cost Calculation

The total cost of your chosen Hyundai model is equal to or less than the total amount of your eligible mobility allowance paid over the three-year (36-month) lease period.

Upfront Payment

You pay nothing upfront, and there is No Advance Payment required.

Payment Method

All your mobility allowance is paid directly to Motability by the Department for Work and Pensions (DWP) or Veterans UK for the duration of the lease.

You receive no part of this allowance once the lease begins.

B. Allowance Plus Advance Payment   

Here, most of the larger or more expensive Hyundai models will require an Advance Payment (AP).

The AP, for instance, is a one-off, non-refundable sum paid to the Hyundai dealer before you collect the car.

You will then still pay the entire mobility allowance for the three years, plus this upfront sum.

Example: If a car has a £499 Advance Payment, you pay £499 upfront, and Motability takes your full allowance for the 36 months.        

C. Allowance and a Refund (Rare) 

This is less common with new cars, as here a small portion of your allowance is not required for the car, as here the remaining money is then paid directly to you by the government.        

What Hyundai Cars are Available?       

Hyundai is an excellent brand for Motability as they offer a wide range of reliable, modern, and practical vehicles, often with great technology that is available on the scheme.

Please note: Availability and Advance Payments do change every three months, but popular models that tend to remain typically include:     

Popular Hyundai Motability Models Key Features
Hyundai i10 Small & City: Great for urban driving and parking. Often available with No Advance Payment.
Hyundai i20 Small Hatchback: A reliable, slightly larger supermini, offering good value and equipment.
Hyundai KONA Compact SUV: Very popular choice. Slightly higher driving position, modern styling, and practical size. Available in standard petrol/hybrid and Electric (EV).
Hyundai BAYON Crossover: Stylish and spacious, sitting between the i20 and KONA in size.
Hyundai TUCSON Mid-Size SUV: Excellent family choice. Very spacious, high-quality interior, and comfortable ride. Often available as a hybrid.
Hyundai SANTA FE Large SUV (7-seater): Ideal for larger families or those needing maximum space.

         


        

The 6-Step Motability Application Process     

Getting your new Hyundai under motability is actually really straightforward.

For instance, here’s the typical journey that you would expect to take:       

Step 1, Check Eligibility & Research

   To begin with, you first need to confirm your allowance, making sure that you are receiving the correct mobility allowance and have a minimum of 12 months remaining on it.

Once you have it confirmed, you should research models that you are interested in, and contact us to find out the latest Advance Payments and offers, to be able to decide which specific model, such as the KONA or TUCSON, best suits your personal requirements.

Step 2, Test Drive at a Hyundai Dealer

We can then arrange a test drive of the exact model you want to drive and get you booked in with our Motability Specialist.

They can also explain any adaptations you might need to make your life easier, as well that are also available to you, at this stage. 

Step 3, You Place Your Order

When you call up, we will go over any documents that you need to bring with you, such as your Certificate of Entitlement, driving licence (for all named drivers), and proof of address.

Our Hyundai Motability specialist will then help you fill out the application form, and also place the order with Motability, using a secure online system.

If need by we will then take an Advance Payment (if there is one required), to cover the difference that your Motability credit won't cover for the car you would like.

This can usually be paid when the car is ready or on the day of collection.    

Step 4, Wait for Your Car

Next, you will receive confirmation from Motability, and we will keep you updated on the build and delivery time.

This can vary from a few weeks to several months, depending on the model you go for and its availability.

Adaptations, Making the Hyundai Your Own   

A Motability car can also fit many adaptations to your Hyundai to make driving or accessing the car much easier for you as well.

Many popular adaptations are also fitted for free, and can include:  

Driving Adaptations

These change how you operate the controls (e.g., steering aids, left-foot accelerators, or hand controls for braking and accelerating).

Access Adaptations

These help you get into and out of the car (e.g., swivel seats, seat pads).

Stowage Adaptations

These help you lift and secure a wheelchair or scooter (e.g., boot hoists).       

Pro Tip: Always discuss your specific needs with our Hyundai Motability Specialist during your test drive to make sure you get the most out of your car.       

What Happens at the End of the Lease?       

Towards the end of your 36-month lease, you have three simple options to choose from.

These include, for instance:

Get a New Car

Place an order for a brand-new Motability car. You'll simply hand your old Hyundai back to the dealer when the new one is delivered.

Extend the Lease

Motability may offer you the option to keep your current Hyundai for a further 12 or 24 months, particularly if it's in excellent condition and has low mileage.

Leave the Scheme

Hand the car back and receive your mobility allowance directly again.           

Pro Tip: If you've looked after your car, you may be eligible for a Good Condition Payment (GCP) from Motability when you return it.

Charging Solutions and Home Chargepoints for Electric Hyundai

If you choose an electric Hyundai model like the KONA Electric on the Motability Scheme, charging is made simple as well.

As here the scheme supports you with two main charging options:

Complimentary Home Chargepoint

For customers leasing their first fully electric car on the scheme who have off-street parking (like a driveway or garage), Motability will arrange and cover the cost of a standard installation of a home chargepoint.

This is generally the most cost-effective way to manage your charging costs.

Public Charging

If you cannot have a home chargepoint installed at your residence, Motability will provide you with a subscription to the BP Pulse network of over 9,000 public charging stations.

Additionally, you gain exclusive access to the 'Go with the Motability Scheme' app, which gives you simple access to over 65,000 chargepoints across the UK.

Charger Compatability

Hyundai electric vehicles are compatible with various public chargers, including ultra-fast chargers (like the 350kW charger variety often found on the IONITY network), which can significantly reduce charging times on long journeys.

The Charge myHyundai app also offers a convenient single-payment solution to access a wide network of public chargers across the UK and Europe.

Remember to discuss your specific parking and grid connection with your Hyundai Motability specialist to ensure the best charging solution is arranged for your new electric car.

So is Hyundai Motability Right For You?

As you can now see, the Hyundai Motability Scheme offers you a very simple, stress-free way to lease a brand-new car in the UK by exchanging your eligible mobility allowance.

This three-year package includes comprehensive insurance, all servicing, maintenance, and RAC breakdown cover, removing the usual financial worries of running a car.

To qualify, you must receive a specific government mobility allowance, like the Higher Rate Mobility Component of PIP, with at least 12 months remaining.

The scheme covers the cost using your allowance, sometimes requiring an Advance Payment for larger models like the KONA or TUCSON. You can also name two drivers and have useful adaptations fitted, often for free, making it a worry-free way to gain independence.

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Who is West Riding?

Here at West Riding Automotive, we were established in 2003 as a family-run business with a focus on providing you with excellent customer service, competitive car leasing deals and used and new car deals overall. As a result, our automotive company is FCA (Financial Conduct Authority) accredited and regulated, and we operate dealerships in Lancashire and Greater Manchester, as well as specialising in new and used Hyundai vehicles. We can also offer you servicing, MOT, and repair options. We are also well known for our commitment to customer service, as shown by our high ratings on Trustpilot as well. Lastly, we have also built strong relationships with major brands like Toyota, Lexus, and MG to give you a lot of options to choose from.

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